Archive for Proverbs 6

Do You Have a Plan B?…Featuring Michael Douville

Posted in Michael Douville with tags , , , , on January 29, 2018 by paulthepoke

Proverbs 6:6-8 Go to the ant, O sluggard; consider her ways, and be wise. Without having any chief, officer, or ruler, she prepares her bread in summer and gathers her food in harvest.

Check out Michael Douville as he discusses preparing for a rainy day…

 

Retiring Wealthy Today, Back to Work in 10 Years?…Featuring Michael Douville

Posted in Michael Douville with tags , , , , , , , on August 7, 2017 by paulthepoke

MichaelProverbs 6:6-8 Go to the ant, O sluggard, observe her ways and be wise, which, having no chief, officer or ruler, prepares her food in the summer and gathers her provision in the harvest.

Plans! So many plans are made for the “Golden Years” when the kids braces are paid, first cars have been bought, tuitions have been paid, and the Age of Retirement has been attained. The “Nest Egg” of Retirement Funds, Savings, and Social Security should last a lifetime. A Lifetime can be a long time!

The GAO (Government Accounting Office) keeps track of the Retirement Statistics and reports startling findings:

A) 52% of Americans 55 and over have NO retirement Savings.

B) 48% that have Retirement Savings have a median amount of $109,000. This annuitizes to $405 a month.

C) 50% of Baby Boomers will be out of money within 10-20 years

D) The average Baby Boomer’s net worth is $34,760 with Income of $18,932.

These terrible facts have resulted in Seniors returning to the workforce in vast numbers distorting the employment statistics. Notice who is ringing up your groceries, stocking the shelves at the hardware store, or preparing your coffee. These retirees are not in the workforce for entertainment or to pass the time, they need to pay the electric bill, buy tires for the car, and pay for their prescriptions. In 2013, 9.6 million jobs had been recovered, 7.2 million went to those over 55. The trend has accelerated. Here is a Chart of age labor participation:

Retirees are Broke! The highest participation rate for 2017 is the 75 years old and up (10 years after retirement?) with a participation rate of 62%! Failure to plan is planning to fail. Those that planned have higher risks they may know.

There are so many Red Flags and Black Swans in the Global Economy; there should be none. Recessions are the final segment of the Business Cycle and they come with regularity. It has been 9 years since 2008; the cycle may be completing. Also, the average Baby Boomer’s wealth is parked in the Stock Market; typically 70% with 20% in Bonds. The regular, average Recession causes losses in Equities of 40%. At 65, you do not have time to wait for a rebound! A Recession is coming, no one knows when. What will happen to your Dreams, your Plans, your Security if you lost 40% or more? Still feel Wealthy? Still feel Secure?

It is not necessary to consistently place your Portfolio at Risk. In times of uncertainty, consider taking profits and going to CASH with a significant portion. Speak to your Financial Adviser about an Exit Strategy if the Market turns against you. Review your debt load and monthly obligations; reduce your costs. Consider other asset classes that do not correlate with Wall Street like very conservative rental properties managed by Professionals which will provide consistent, conservative Income for a portion of your portfolio. Remember to have fun, you earned it.

https://michaeldouville.com/retiring-wealthy-today-back-work-10-years/

 

Trend Update: Abortion/Planned Parenthood, July 2015

Posted in Culture, Trend Update with tags , , , , , , , , , , , , , on July 22, 2015 by paulthepoke

In the news (July 2015), Planned Parenthood has recently come under scrutiny for their practices with aborted human tissue from the womb. Dr. Mary Gatter, the previous president of Planned Parenthood Medical Directors’ Council discussed compensation for aborted tissue. Dr. Gatter currently serves in leadership and advisory at the local and national level of Planned Parenthood. In the interest of fairness to Dr. Gatter’s comments, see the link below. She articulates her position clearly.

https://www.youtube.com/watch?t=82&v=MjCs_gvImyw

Yes, abortion is a highly controversial topic. The culture has communicated its position on the subject. Elements of the culture and critics state the Bible has nothing to say on the subject. This is incorrect. God has plenty to say in His word.

Next are God’s words. It is acknowledged, His words are offensive to segments of society. Eventually, His words are offensive to all of us if we are honest with ourselves. Please take your complaints and comments directly to Him. He will listen. He is a big boy. He can handle it.

baby

The focus of the post is in regards to the definition of abortion and legal considerations as God states in His word. Here is what God says.

Amos 1:13 Thus says the Lord, “For three transgressions of the sons of Ammon and for four
I will not revoke its punishment, because they ripped open the pregnant women of Gilead
In order to enlarge their borders.   

The sons of Ammon are modern day Jordan. Back in the day, Ammon wanted to expand their territory at the expense of unborn children. God states judgment is coming because they “ripped”. The Hebrew word for “ripped” is baqa`. Per Strong’s Concordance, it means: to cleave, cleave open; to break through or break into.

A modern day abortion chemically and mechanically breaks through and into the womb invasively.

Abortion is premeditated and not accidental. God makes provision for the unborn child in His Law. Even if the child is harmed in utero and lives to see birth, there are consequences to the offending party. God’s Law accounts for the involuntary manslaughter of an infant in the womb of a mother. He recognizes the baby in the womb as a person and an individual life.

Exodus 21:22-25 “If men struggle with each other and strike a woman with child so that she gives birth prematurely, yet there is no injury, he shall surely be fined as the woman’s husband may demand of him, and he shall pay as the judges decide. But if there is any further injury, then you shall appoint as a penalty life for life, eye for eye, tooth for tooth, hand for hand, foot for foot, burn for burn, wound for wound, bruise for bruise.

The Hebrew word for “child” is yeled. It is defined as: child, son, boy, offspring, youth, or descendants. God states the life inside the mother is a child.

Exodus 20:13 You shall not murder. Obviously, pre meditated murder is not acceptable.

Hands that shed innocent blood are one of the seven things God hates in Proverbs 6:16-19.

Planned Parenthood and doctors are getting paid and profiting to murder innocent lives. Others profit from the removed tissue. They are not even taking a bribe. It is a series of business transactions. Our tax dollars fund this process.

Deuteronomy 27:25 Cursed is he who accepts a bribe to strike down an innocent person.’ And all the people shall say, ‘Amen.’

PaulthePoke

Prophecy Watch & Bible Study

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