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Straight Talk…God’s Glory & Resurrection, Rodna Epley

Posted in Gospel, Resurrection, Rodna Epley, Uncategorized with tags , , , , , , , , on February 7, 2018 by paulthepoke

RodnaThe power of God is in His glory. Romans 6:4 tells us that it was the glory of the Father that raised Jesus from the dead!

Romans 6:4 We were buried therefore with him by baptism into death, in order that, just as Christ was raised from the dead by the glory of the Father, we too might walk in newness of life.

What’s really cool is that in John 2:19 Jesus set Heaven’s alarm clock for this to happen when Jesus answered them, “Destroy this temple, and in three days I will raise it up.”

This wasn’t just prophetic as we know the word prophetic. Jesus’ words went into the future and set the timer for Him to be raised from the dead by the Father’s glory!

Jesus was operating in His Father’s glory, the same glory He gave us in John 17:5,22, which is activated by the spoken Word! Wow! His Word amazes me! The fact that we too are supposed to operate in this same glory is even more mind blowing.

John 17:5 And now, Father, glorify me in your own presence with the glory that I had with you before the world existed.

John 17:22 The glory that you have given me I have given to them, that they may be one even as we are one…


– So Jesus raised Himself from the dead by His own spoken prophetic word.

John 2:19 Jesus answered them, “Destroy this temple, and in three days I will raise it up.”

– The Holy Spirit raised Jesus from the dead.

Romans 8:11 If the Spirit of Him who raised Jesus from the dead dwells in you, He who raised Christ Jesus from the dead will also give life to your mortal bodies through his Spirit who dwells in you.

– And the glory of the Father raised Jesus from the dead!

Romans 6:4 We were buried therefore with him by baptism into death, in order that, just as Christ was raised from the dead by the glory of the Father, we too might walk in newness of life.

The THREE raised Jesus from the dead as ONE!


Bitcoin Mania…Featuring Michael Douville

Posted in Uncategorized on January 17, 2018 by paulthepoke

This article was originally posted on December 20, 2017. As of that week, Bitcoin was near its all time high of $19,000. Almost one month later, Bitcoin has lost about 50% of its value. Michael Douville is all over it.


Psalm 119:72 The law of your mouth is better to me than thousands of coins of gold and silver. 

MichaelIt has taken almost 400 years, but according to Convoy Investments, Bitcoin has surpassed The Tulip Bulb Bubble, where even Sir Issac Newton lost his fortune, as the largest Financial Bubble in History.  Everyone wants to get rich! Everyone wants to be part of this phenomenon.  When queried,  there is a complete lack of understanding what Bitcoin is or can do. It is a “Store of Wealth”, however, you cannot go to Walmart and buy clothes or food with Bitcoin, nor can you fill up your car at the Gas Station. You cannot pay your mortgage,  health costs, utilities, or even buy a really good meal with Bitcoin! Yet, there is a rush to spend precious Investment Dollars, Retirement Funds, or worse yet, the Family “Nest Egg” in pursuit of the…

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Consider: Another Good Year For Real Estate…Featuring Michael Douville

Posted in Michael Douville, Uncategorized with tags , , , , on January 16, 2018 by paulthepoke

Proverbs 14:15 The simple believes everything, but the prudent gives thought to his steps.


Consider these two items to change your investment thoughts: P/E ratios and Margin Debt! The Case Shiller P/E of 15.21 has been the average for years and years. It represents approximately a 6.6% annual total return of the S&P. As of January 8th, 2018, the Case Shiller P/E is 33.34 indicating an extremely high valuation; maybe an extreme overvaluation! Good times eventually end! In order to “normalize” to the 15.21 level, the S&P Pendulum would have to deliver a 60%+ loss. This time could be different, but the pendulum has never stopped at “Normal or Average” when the Cycle ends, but continues to the “Equal but Opposite” extreme delivering an 80-90% loss. Margin Debt, especially the current “Historic Margin Debt” facilitates the extreme by accelerating the downward move.



Margin Debt is magical when the market trend is positive and is an absolute Nightmare when the selling begins. Margin Stock Sale Requirements are set by the Investment House and once triggered, the margined stock is sold at whatever the market will bear, usually at a significant loss. Selling begets more selling and wild price swings can ensue; also crashes! The individual investor is often caught in a very bad and costly event. No one wants to leave the Party early! FOMO (Fear Of Missing Out) is notorious for clouding judgment regarding Risk! Rental Property in the growth corridors of America may provide even better returns at much less Risk!

Consider these conservative facts: Maricopa County, the Home of Phoenix, Scottsdale, and Chandler in Arizona has appreciated 3.98% per year for almost 35 years including the Great Recession when Phoenix became the Poster Child for Excesses! 3.98% does not sound like much, but consider this: Investment Down Payment is only 20%. Purchase a $200,000 rental with $40,000 down and the appreciation in the Rental Investment generated 19.9% gain in just a normal year! 2017 was a stellar year for Maricopa County with estimates of an average 9.8% appreciation. That $200,000 rental property is now almost $220,000 with a gain of 19,600. Remember that $40,000 Down Payment? In 2017, that $40,000 gained 49%!!!! As Income Investors, there is always cash flow that grows year after year, the initial rate has been at least 5%; that needs to be added! A Standard Year with 3.98% appreciation including cash flow and the return is almost 25%. There is more!!!

The first year Principal Reduction on a $160,000 mortgage, paid by the Tenant, is over 6%! Add that to the Return Mix and the rental property is returning over 31%. If the Investor qualifies for Depreciation, a $200,000 rental property will provide Tax Savings which can significantly vary from one Investor to another, however, typically another 4%+ is achieved. Add that to the 31% and in an average year, the cash flowing, cash flow growing Rental Property has returned 35%+!!!!!!

Consider the Risk! Consider Income growth! Consider Investment growth. Consider Maricopa County that receives 222 new residents everyday for part of your portfolio.


Trend Update: US to Cut Funding to UN, Palestinians, & Pakistanis??? January 2018

Posted in Uncategorized on January 4, 2018 by paulthepoke

In a follow up from earlier this week…Funding to Pakistan stopped by Trump Administration.

Sen. Rand Paul, R-Kentucky, said on Twitter Thursday he is going to introduce a bill to end aid to Pakistan, and use money that would have gone there for an infrastructure fund for U.S. roads and bridges.


Obadiah 1:15 For the day of the Lord draws near on all the nations. As you have done, it will be done to you. Your dealings will return on your own head.

January 2, 2018: More money may be returning to the American tax payer. In protest of President Trump’s Jerusalem declaration, Palestinian Mahmoud Abbas has refused to participate in further peace talks on any level. In response, United States Ambassador to the UN Nikki Haley has been talking to the press. The Palestinians have been issued a warning. Return to the peace negotiation table with Israel or lose American funding.

In 2016, the United States gave $368,429,712 of financial support to Palestinian refugees.

“I think the president has basically said that he doesn’t want to give any additional funding until the Palestinians are agreeing to come back to the negotiation table. We’re trying to move for a peace process but if that…

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Homelessness is Rising in America…Featuring Michael Douville

Posted in Michael Douville, Uncategorized with tags , , , , , , on December 14, 2017 by paulthepoke

Matthew 25:34-40 Then the King will say to those on His right hand, ‘Come, you blessed of My Father, inherit the kingdom prepared for you from the foundation of the world: for I was hungry and you gave Me food; I was thirsty and you gave Me drink; I was a stranger and you took Me in; I was naked and you clothed Me; I was sick and you visited Me; I was in prison and you came to Me.’ “Then the righteous will answer Him, saying, ‘Lord, when did we see You hungry and feed You, or thirsty and give You drink? When did we see You a stranger and take You in, or naked and clothe You? Or when did we see You sick, or in prison, and come to You?’ And the King will answer and say to them, ‘Assuredly, I say to you, inasmuch as you did it to one of the least of these My brethren, you did it to Me.’ 


Homelessness is rising in America. It is going to be worse; much worse. Over 400 “Tent Camps’ have sprung up in the Seattle Area, people are sleeping along walkways, under overpasses, and throughout urban parks; anywhere that might offer a degree of shelter and safety. Over 168,000 people are estimated to be Homeless along the West Coast. In September 2016, almost 58,000 New Yorkers slept in the 5 Burroughs shelters just one cold night. Over 50% of Public School Children qualify for the School Lunch program providing Breakfast and Lunch; often, the only food the children will receive for the day. Indeed, 47% of Americans report feeding their family is a daily concern. Over 1.5 Million American families supplement their diets with visits to the local Food Banks which are already feeling the pressure. These Americans did not start out Life dreaming of Homelessness as a Life Goal. They did not Prepare, they did not Plan.  How many Americans are 1 or 2 paychecks away from living under the Bridge?

The data and charts show that huge numbers of Americans are living well beyond their means. As the availability of Credit at low teaser rates has been expanded, many, many families have indulged in artificially raising their Living Standard by going into debt to supplement their Income; going into massive debt to buy unnecessary things and keep up appearances.

Obviously the counter trend of massive personal debt is an extremely low Savings Rate. Once the Credit Lines have been maximized, misery sets in as years of paying for past indulgences lies ahead. Credit Cards, Auto Loans, School Loans, and Home Equity Lines of Credit (HELOC) doom the debtor. Surveys reveal 46% of Americans cannot even afford $400 in Cash for an Emergency. When all of the Reserves are gone, any calamity jeopardizes the Family.

The Economy has not yet turned down, but some forecasts are indicating it may soon. There may still be time to build reserves, pay off debt, and cut expenses. Should a Recession arrive, and it is inevitable that it will, Income and Revenues will be endangered. Survival will be paramount; survival for those with Capital will build Fortunes. Those that have purchased Income Producing Assets will benefit from the climatic changing Economic Environment and have built their “Lifeboat” will fair much better than those that are over-leveraged and debt laddened,

Economic Turmoil is coming, it is not IF, but WHEN. The Cycles of Real Estate and Commodities will supplant the Aging Cycles of both Stocks and Bonds. Those that take heed and Prepare their Finances will weather the Economic Storm, Protect their family, and have the Opportunity to build Generational Wealth in just a few short years. Those that do not heed or prefer to do nothing, will SUFFER. Perhaps the last of the credit line should be used for Camping Equipment!



Hanukkah and the Prophet Haggai

Posted in Uncategorized with tags , , , , , , , , , , , , on December 11, 2017 by paulthepoke

Hanukkah is a Jewish holiday that starts in the ninth month of the Hebrew year, the 25th day. The ninth month is Kislev.  The holiday lasts 8 days.

In 2017, the holiday will start at sunset on December 12 and runs through December 20 as followed on a Gregorian calendar.

Hanukkah in the Hebrew means “dedication”. The holiday celebrates the re dedication of the Jewish Temple. The holiday began in roughly the 2nd century before the birth of Jesus Christ. The Maccabean Revolt was led by Judas in 167-160 BC. The revolt kicked Antiochus out of Jerusalem. The Jews recaptured the Temple.

The Jews only had enough oil for one day to relight the menorah. But the oil managed to burn for eight days in the Temple. In memory, Hanukkah is known as the Festival of Lights.

Hanukkah is not a God appointed feast holiday. It is not part of the Mosaic Law.


Jesus celebrated Hanukkah. The Gospel of John indicates his participation.

John 10:22-23 At that time the Feast of Dedication took place at Jerusalem. It was winter, and Jesus was walking in the temple, in the colonnade of Solomon.

The event is the Feast of Dedication. And that is exactly what Hanukkah means in the Hebrew language. The city was Jerusalem. The time of the year was winter. The location is the temple, specifically the colonnade of Solomon. Jesus was there walking around the temple.


At this time, let’s introduce the prophet Haggai. The prophet pinpoints a specific time in history. Haggai 1:1 In the second year of Darius the king… The second year of the reign of Darius is 520 BC. Darius was the king of Persia. 520 BC is the year of the writings of Haggai. (Nelson Complete Book of Bible Maps & Charts)


Haggai’s writings pre date the festival of Hanukkah by roughly 350 years. Haggai’s writing begin on Elul 1. This is the beginning of the season of Teshuvah or repentance. He begins with a call to repent.

Haggai 1:1b …on the first day of the month…

Of interest is the date referenced three times by Haggai, the twenty fourth day of Kislev. This is the day before the beginning of Hanukkah. Is Haggai alluding to the Festival of Lights?

Haggai 2:10 On the twenty-fourth day of the ninth month, in the second year of Darius, the word of the LORD came by Haggai the prophet…

Haggai 2:18 Consider from this day onward, from the twenty-fourth day of the ninth month. Since the day that the foundation of the LORD’s temple was laid, consider:

Haggai 2:20 Then the word of the LORD came a second time to Haggai on the twenty-fourth day of the month, saying…

Israel is declared a sinful unclean nation by the Lord God.

Haggai 2:14 Then Haggai answered and said, “So is it with this people, and with this nation before me, declares the LORD, and so with every work of their hands. And what they offer there is unclean.

Despite their sin, despite Israel’s rejection of God, despite receiving God’s judgment…God keeps His promises and Israel is His possession.

Haggai 2:19b “…But from this day on I will bless you.” -LORD


The last time this date, twenty fourth day of the month, is mentioned by Haggai, it comes with a prophetic promise to us in the 21st century.

Haggai 2:21-22 “Speak to Zerubbabel, governor of Judah, saying, I am about to shake the heavens and the earth, and to overthrow the throne of kingdoms. I am about to destroy the strength of the kingdoms of the nations, and overthrow the chariots and their riders. And the horses and their riders shall go down, everyone by the sword of his brother.”


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Time to Preserve your Wealth…Featuring Michael Douville

Posted in Michael Douville, Uncategorized with tags , , , , , , , , on December 7, 2017 by paulthepoke


Ecclesiastes 3:12 I perceived that there is nothing better for them than to be joyful and to do good as long as they live…

“Timing; it is all about Timing!” “ Know when to get off!” “There are times to be aggressive and times to be cautious!” “It is not what you make, but what you keep that Counts” “Trees do not grow to the sky!”

These adages are especially true today regarding the Historic levels of both the Stock and Bond Markets. These sayings mimic real life experience and explain that Life is a series of Cycles that ebb and flow throughout History. It is Wisdom that allows one the courage to ACT! Courage will be needed to recognize danger and courage will be needed to Preserve your Wealth for the Future!

Stock Market Cycles have characteristics of a Wave Pattern that peaks about every 7 years; examples of the latest bubbles are March 2000, then December 2007 (7.5 years), and now almost 10 years from the last Stock Market Peak; courtesy of the World’s Central Banks. The final push to the top often is exaggerated with huge gains associated with the Peaking Process.; a vertical price appreciation spike often develops near the cycle end, adding to the Mania. The Mantra of “This Time is Different” is almost universal in the topping process as no one wants to believe the “Good Times” are ending. The Federal Reserve has announced it will no longer support the markets; rather, the Fed is withdrawing liquidity at a scheduled rate of $510 Billion for 2018. The “Good Times” are over! The Central Banks of the World have also declared their intention to bring Central Bank purchases to a screeching halt from $2 Trillion to ZERO by April of 2018. Beware, the Party IS OVER!! “What goes up, must come down.

If the Cycle has been artificially stretched by Central Bank intervention and the Banks have declared their intentions to end this intervention in BOTH the Stock and Bond Markets, it is time to “Jump Ship”. One does not need to be fully invested at all times. Numerous Private and Institutional Clients have already begun to take profits. Perhaps removing the original investment from any Risk or “Harm’s Way” would be prudent; parking the proceeds in Cash. Preserving Wealth will allow one to participate in different Investment Cycles such as the Commodity Cycle that appears to be in the bottoming process. Much of the Price Risk has been “Drained” from that Asset class as the demand for Raw Materials has “fallen off a cliff” and is beginning to show some signs of improvement. The Commodity Cycle, once it starts to rise, often completes in 7.5 years; plenty of time to season more true Wealth. Consider this, the Housing Cycle is a much longer cycle of 18.5 years that should Peak and Possibly Spike in the 2023/24 time frame. Investing in Housing now will allow participation in the Commodity Cycle as well as the Real Estate Cycle. Raw Materials are necessary for Construction, as they inflate, housing will follow; thus benefiting from two powerful trends.




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