Archive for interest rates

Economic Double Trouble… Michael Douville

Posted in #PaulthePoke, Michael Douville with tags , , , , , on April 5, 2021 by paulthepoke

Proverbs 9:9 Give instruction to a wise man, and he will be still wiser; teach a righteous man, and he will increase in learning.

Ecclesiastes 7:12 For the protection of wisdom is like the protection of money, and the advantage of knowledge is that wisdom preserves the life of him who has it.

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Rising Interest rates and now rising Inflation are a Dangerous Duo for those Retired or Retiring soon.

In Michael Douville’s latest video, he offers a tutorial with charts. Michael breaks down interest rates, the bond market, Commodity Spot Index, inflation concerns, and the Case Shiller Home Price Index.

Lastly, Michael reviews where we are in the 18 Year Real Estate Cycle? Prices should continue to go up but for how long?

Ecclesiastes 9:18 Wisdom is better than weapons of war, but one sinner destroys much good.

michael@michaeldouville.com

https://michaeldouville.com/

Michael has a new book coming. Details will be made available.

Real Estate Investing for Beginners.jpg

Improving Economy and Big Time Government Spending… Michael Douville

Posted in #PaulthePoke, Michael Douville, Prophecy, Trend Update with tags , , , , , , , , on March 10, 2021 by paulthepoke

The Purchasing Managers’ Index (PMI) points to an Improving Economy. The Economy is recovering. How long will it be before Inflation and Higher Rates start in earnest? Inflation reduces purchasing power.

Rising rates will cause Bond Risk. Is it time to Refinance? Rising rates threaten Bond holders. Is it time to lock in loans?

Check out Michael’s assessment on the economy. Click on the video below.

michael@michaeldouville.com

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The price of food is going up around the globe. Food prices have increased for the ninth consecutive month. The cost of eating is as high as it has been since 2014. Grain prices have shot up 25% in the last year.

https://www.zerohedge.com/economics/us-consumer-prices-jump-fastest-pace-7-months-february

Today, Congress approved a $1.9 trillion stimulus plan for the United States. President Biden plans on signing the bill into law on Friday, March 12, 2021. Direct payments to the people along with emergency unemployment payments are part of the plan. For those who are interested where the money is going, click on the link below.

https://apnews.com/article/what-is-inside-covid-19-bill-relief-package-52fa93ac75d38eae4cd3dbb6402e7eba

Wait! President Biden is not finished. On Thursday night, March 11, 2021, the President is looking to do more with “The Next Phase”. Here comes a massive infrastructure plan. And after that, the Biden Administration is looking to rid the planet of cancer.

https://www.zerohedge.com/political/here-come-trillions-more-biden-will-unveil-next-phase-covid-response-thursday

Crank up the printing press. More money! more money! more money!

And remember, Revelation 6 is promised. The Bible says hyperinflation is coming at some point in the future. Revelation 6 talks of a time when it will cost a day’s wage to eat. We are not there yet. But, the pace of food inflation is increasing.

Revelation 6:5-6 When he opened the third seal, I heard the third living creature say, “Come!” And I looked, and behold, a black horse! And its rider had a pair of scales in his hand. And I heard what seemed to be a voice in the midst of the four living creatures, saying, “A quart of wheat for a denarius, and three quarts of barley for a denarius, and do not harm the oil and wine!”

Michael has a new book coming. Details will be made available.

Real Estate Investing for Beginners.jpg

Economic Update, December 2020, Michael Douville

Posted in #PaulthePoke, Michael Douville with tags , , , , , on December 3, 2020 by paulthepoke

Ecclesiastes 3:1 For everything there is a season, and a time for every matter under heaven…

1 Chronicles 12:32a And of the sons of Issachar, having understanding of the times, to know what Israel should do.

What a year! Tremendous volatility has been observed in the Equity market. Interest rates have been stable, but may have bottomed. Demographic trends still favor Florida, Texas, and Arizona.

What is the status of the United States economy? How will a potential lock down affect markets? Michael looks for interest rates to start going up. So, listen to Michael Douville as he breaks down the markets and discusses the economy.

For more Information, to “Brainstorm”, or be involved: Michael@michaeldouville.com

https://michaeldouville.com/

One of the hallmarks of the beginning of the tribulation is hyperinflation as noted in Revelation 6. Michael Douville is our go to expert on all things economic. Douville is connected with the brightest economic minds in the industry.

Revelation 6:5-6 When he opened the third seal, I heard the third living creature say, “Come!” And I looked, and behold, a black horse! And its rider had a pair of scales in his hand. And I heard what seemed to be a voice in the midst of the four living creatures, saying, “A quart of wheat for a denarius, and three quarts of barley for a denarius, and do not harm the oil and wine!”

Global Economics and Market (P)Review, June 2020… Michael Douville

Posted in #PaulthePoke, Michael Douville with tags , , , , , , , , , , , on June 10, 2020 by paulthepoke

Ecclesiastes 3:1 For everything there is a season, and a time for every matter under heaven…

1 Chronicles 12:32a And of the sons of Issachar, having understanding of the times, to know what Israel should do.

Business cycles come and go. What goes up must come down. What goes down eventually comes up again. Where are we in the cycle? Major market forces are coming together and they will impact our future and world. Understand the times we are witnessing.

Michael Douville breaks down the global economy and how trends in the dollar and interest rates will affect consumers. We live in historic and interesting economic times. Opportunity is around the corner.

Michael has talked with Dr. Charles Nenner regarding the real estate market, his timing model and charts. Mortgage rates are discussed. How low will interest rates go? Is it time to buy a new home or refinance an existing mortgage? Where will the housing market be in the next 18-24 months?

Michael discusses the impact of the dollar relative to commodity prices. Is the dollar starting to top out? What happens if the dollar loses its value? Commodities and goods are going higher in price.

Countries around the world are broke and cannot pay their bills in dollar denominated debt. What happens if the dollar gets stronger? Debt gets more expensive. Over 100 nations have reached out to the International Monetary Fund (IMF) for financial help.

The International Monetary Fund (IMF) is an organization of 189 countries, working to foster global monetary cooperation, secure financial stability, facilitate international trade, promote high employment and sustainable economic growth, and reduce poverty around the world.

Created in 1945, the IMF is governed by and accountable to the 189 countries that make up its near-global membership. The IMF is a part of the United Nations (UN) system. https://www.imf.org/en/About

Make decisions now. Prepare and plan. Navigate through current and future economic trends.

Be ready. The explosive phase is coming!!!

Check out Michael’s comprehensive review and current standing of global markets, interest rates, currencies and more on the YouTube link below…

Michael Douville is an author and syndicated columnist.

Low Yield World… Michael Douville

Posted in #PaulthePoke, Michael Douville with tags , , on June 1, 2020 by paulthepoke

Ecclesiastes 7:19 Wisdom makes the wise man stronger than ten rulers in a city.

Proverbs 21:22 A wise man scales the city of the mighty and brings down the stronghold in which they trust.

We are living in a low interest yield world. Interest rates around the globe are near and below zero percent in some cases. Where does one place and protect his or her resources? Check out Michael Douville’s latest comments and listen how to grow your investment in this economic environment.

As always, consult your financial adviser.

https://drive.google.com/file/d/1ApX6XkMSFTUVFXWKAg5WIFrkPeifq9nM/view

http://www.michaeldouville.com

Economic Webinar: Michael Douville, Charles Nenner, Walter Zimmerman, and Dave Ellefson, April 2020

Posted in #PaulthePoke, Michael Douville with tags , , , , , , , , , , , , on April 6, 2020 by paulthepoke

Ecclesiastes 7:12 For the protection of wisdom is like the protection of money, and the advantage of knowledge is that wisdom preserves the life of him who has it.

Ecclesiastes 7:19 Wisdom makes the wise man stronger than ten rulers in a city.

Last week Michael Douville hosted an economic webinar discussing the current status of the global economy. The webinar lasts about one hour and is worth every second. Some of the world’s leading economic and market minds are included. For free Wall St. quality content, click on the link below.

https://www.amazon.com/Create-Estate-Machine-Retire-Income/dp/0996738517/

https://michaeldouville.com/

westusa.com

The real estate market and the 18 year property cycle were reviewed. Housing market analysis was provided.

Dr. Charles Nenner, one of the world’s leading cyclical economist and researcher, provided his latest information regarding the United States stock market. Nenner also mentioned his thoughts on the bond market. He believes corporate debt is junk and corporate interest rates are going higher. Nenner states the safer play is United States Treasury rates going down.

Michael Douville talks about the ramifications of a strong US dollar. Walter Zimmerman’s recent currency research is a point of emphasis.

http://ellefsonyouthmusicfoundation.org/

Megadeth’s bassist Dave Ellefson checks in and discusses real estate investment and execution. Ellefson is promoting free music lessons and his charitable website.

http://ellefsonyouthmusicfoundation.org/schoolsout/

We are proud to announce the #SCHOOLSOUT initiative, to give remote one-on-one mentoring sessions and music lessons via SKYPE, with legendary Rock and Metal artists, to students displaced from school activities by COVID 19 Restrictions.

Your instructors will be: David Ellefson (Megadeth), Dirk Verbeuren (Megadeth), Jimmy Degrasso (Ex-Megadeth, Alice Cooper), Ron “Bumblefoot” Thal (Sons of Apollo, Ex-Guns N’ Roses), Chris Kael (Five Finger Death Punch), Chad Szeliga (Black Star Riders, Walking with Lions), Chris Poland (Ex-Megadeth), Phil Demmel (Ex-Machine Head), and more to be announced.

Q&A section is provided at the end of the presentation.

How will this impact Investment Strategies? What are the implications for Foreign Investors? Where is a good place to invest? Stocks, Bonds, Gold and Silver, Real Estate (Good chart from Charles Nenner) What is the implication for interest rates. Will property continue to appreciate? Will rents continue to increase. Will net immigration continue? Is this a good time to sell? Is this a good time to buy? With Special Guest: Dave Ellefson

Free Money!!! March 2020

Posted in #PaulthePoke, Pestilence, Prophecy, Trend Update with tags , , , , , , , , on March 15, 2020 by paulthepoke

Revelation 6:5-6 When he opened the third seal, I heard the third living creature say, “Come!” And I looked, and behold, a black horse! And its rider had a pair of scales in his hand. And I heard what seemed to be a voice in the midst of the four living creatures, saying, “A quart of wheat for a denarius, and three quarts of barley for a denarius, and do not harm the oil and wine!”

Jesus has opened the scroll and initiated judgment with a series of seals, trumpets, and bowls. With the opening of the third seal, John speaks of a time when it will cost a day’s wage for food. About 2,000 years ago, a denarius was a day’s wage for labor. We are living in and witnessing historical times and events. However, we are not witnessing the third seal of Revelation.

photo: Business Insider

In an unprecedented move, the United States Federal Reserve slashed interest rates to ZERO! A new round of quantitative easing will be initiated worth $700 billion in treasuries and mortgage backed securities.

Emergency lending for banks has been reduced to .25%. Repayment has been extended to 90 days.

Requirement ratios for banks has been reduced to ZERO.

Here is the statement from the Federal Reserve.

“The coronavirus outbreak has harmed communities and disrupted economic activity in many countries, including the United States.”

“…is prepared to use its full range of tools to support the flow of credit to households and businesses and thereby promote its maximum employment and price stability goals.”

https://www.cnbc.com/2020/03/15/federal-reserve-cuts-rates-to-zero-and-launches-massive-700-billion-quantitative-easing-program.html

Here is the latest statistical data from around the globe.

  • 169,000+ infected globally
  • 6,500+ deaths
  • Spain is on lock down.
  • France is on lock down.
  • Germany is reported to close its borders on Monday.
  • Nike and Apple have essentially closed all stores globally.
  • United States has 3,600+ cases
  • States are closing public schools.
  • Hoboken, NJ has issued a 10:00 p.m. curfew.
  • Universities are moving to on line instruction and closing campi.
  • College and professional sporting competition has been suspended.

Many critics state there is much hyperbole and over reaction with the media reporting and government response to the coronavirus COVID 19. I would encourage those critics to look at Italy. Cases are now over 24,000 and the death toll is increasing. Physicians are now making decisions on who gets care and who does not. Hospitals and health care providers cannot meet demands. The number of cases has doubled in the last four days.

https://www.theatlantic.com/ideas/archive/2020/03/who-gets-hospital-bed/607807

https://www.propublica.org/article/this-coronavirus-is-unlike-anything-in-our-lifetime-and-we-have-to-stop-comparing-it-to-the-flu

We do not want videos of overwhelmed hospitals and health care workers making decisions in the parking lot on who gets care and who does not.

https://www.worldometers.info/coronavirus/

https://gisanddata.maps.arcgis.com/apps/opsdashboard/index.html#/bda7594740fd40299423467b48e9ecf6

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Revelation 6:7-8 When he opened the fourth seal, I heard the voice of the fourth living creature say, “Come!” And I looked, and behold, a pale horse! And its rider’s name was Death, and Hades followed him. And they were given authority over a fourth of the earth, to kill with sword and with famine and with pestilence and by wild beasts of the earth.

One quarter of the earth will be affected by death with the fourth seal! 1/4 of 7.8 billion is 1.95 billion!

Please understand. What we are watching and living is a human tragedy. I do not want to minimize this. But, this is nothing of the scope and scale of what is to come. We are not in the Revelation seals. There is time now.

2 Peter 3:9 The Lord is not slow to fulfill his promise as some count slowness, but is patient toward you, not wishing that any should perish, but that all should reach repentance.

1 John 2:2 He is the propitiation for our sins, and not for ours only but also for the sins of the whole world.

Dr. Charles Nenner Housing Update, Wall Street Blood Bath, March 2020

Posted in #PaulthePoke, Michael Douville, Trend Update with tags , , , , , , , , on March 9, 2020 by paulthepoke

Ecclesiastes 7:12 For the protection of wisdom is like the protection of money, and the advantage of knowledge is that wisdom preserves the life of him who has it.

Proverbs 27:12 The prudent sees danger and hides himself, but the simple go on and suffer for it.

One of the most influential Cycle Researchers in the World, Charles Nenner has recently release his charts on the housing industry. Please keep in mind, this information was released before the onset of COVID 19, the coronavirus. This was also released before the Saudis and the Russians engaged in a price war in the oil markets.

Charles Nenner a World Class Market Researcher has sent me his chart of Lennar which he uses as a proxy for the US Housing Market. The chart shows a slowing until late in 2020. However, as a separate asset class this may be a great investment to earn excellent cash flow from a conservative investment.

Click on the link below for Nenner’s thoughts.

 

No one knows how badly the Coronavirus will affect the Global Economy or the Individual Family. However, the world is connected. Be prudent, take precautionary actions such as extra food, medicine, fever reducers, water, and additional cash at home. Discuss Financial exposure with your Advisor, review the asset classes.

Michael shared his thoughts a couple of weeks ago regarding the financial and economic impact of the coronavirus. These comments are more timely than ever. Click on the link below for Michael’s insights.

 

Today was a certified train wreck in the financial markets. Russia and Saudi Arabia have engaged in a war over the price of oil. The result was a crash in the price of oil. The price for a barrel of oil dropped 24% in a day. West Texas Crude settled at $31.13 per barrel.

The Dow Jones Industrial, S&P 500, and the NASDAQ were all off by over 7% today. Circuit breakers kicked in less than 5 minutes into trading and the markets were stopped for 15 minutes.

The 10 year treasury note closed below .5% or 50 basis points. The 30 year noted was below 1.0%

COVID 19 continues to grow across the globe. Italy has officially quarantined the population of the entire country.

  • 113,000+ infected globally
  • 4,000+ deaths globally
  • Italy approaching 10,000 cases
  • 112 countries and regions affected
  • 605 cases in the United States

 

Interest Rates Below 2%???

Posted in #PaulthePoke, Michael Douville with tags , , , , , on October 2, 2019 by paulthepoke

Proverbs 22:7 The rich rules over the poor, and the borrower is the slave of the lender.

Can mortgage rates fall below 2%? Yes they can. Listen to Michael’s comments on interest rates and global currency considerations.

http://www.michaeldouville.com

Proverbs 20:10 Unequal weights and unequal measures are both alike an abomination to the LORD.

Countries around the world are trying to manipulate their currencies. The US Dollar is getting stronger. What are the implications in today’s global economy? Michael shares his thoughts in his latest video below.

http://www.michaeldouville.com

International Economic Update with Michael Douville

Posted in #PaulthePoke, Prophecy, Trend Update with tags , , , , , on August 20, 2019 by paulthepoke

Proverbs 22:3 The prudent sees danger and hides himself, but the simple go on and suffer for it.

Time to wake up! Pay attention! International markets are changing quickly!

In a few days Argentina’s stocks and bonds took a nose dive. In one session, Argentina’s stock market dropped 48%! Could this be the start of dark times? Click the link below for Michael’s update.

http://www.michaeldouville.com

Michael has been warning people for almost 3 years of a shift in Market Fundamentals. It is finally here. Michael is available to speak on your program or help in any way. He can be reached at 480-948-5554 or michael@michaeldouville.com

http://www.michaeldouville.com

Do you have all your money in stocks and bonds? What happens if we see a sharp reduction in the markets. Have you prepared your life boat? Michael talks about alternate ways to make income without worrying about the markets. Check us out at michaeldouville.com. The first consultation is always free. Michael’s Book, How to Create a Real Estate Money Machine and Retire with Income, is available on line. Email Michael at michael@michaeldouville.com

Ecclesiastes 7:12 For the protection of wisdom is like the protection of money, and the advantage of knowledge is that wisdom preserves the life of him who has it.

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